A few days ago I came across a reposted CNBS article (Finance Solutions FB profile) saying that over 70% of Americans can’t pay their debts or credit cards this year. It might seem that in an era of an unlimited number of financial advisors, constantly launching more profitable financial solutions with unlimited opportunities, thanks to the Internet, it should not be so difficult to create the life you want to live.
If you are still struggling with financial issues, these sources can help you improve your mindset or get financial freedom.
If you have not read Poor Dad Rich Dad by Robert Kiyosaki yet, it’s high time to make up for lost time. I can say that the book is the Bible of every man of today, where Kiyosaki explains the mechanisms as to why most people who start to earn more do not get richer. If you are tired of your 9-5 work and would like to create extra streams of income, you should start by reading Poor Dad Rich Dad. And if you think you can’t because you do not have enough skills, time, resources, or you are still planning, then be inspired by the personal experiences of Michelle Schroeder-Gardner, a millionaire blogger from Making Sense of Cents who paid her student debt within 7 months.
If you say that Michelle is an exception to every rule, I disagree with you. I already wrote about vloggers (here is the article) who started their side hustle while being employed full-time, and managed to create their six-figure business.
Fitnancials.com is my favorite blog about finance that is run by a blogger who used to work 70+ hours weekly and was almost broke. Here is her story. Nowadays Alexes helps other females pay off their debts and save for the future. In her blog you will find reviews of books on personal finances, ideas on how to earn extra income or invest (also in yourself), how you can earn on your hobbies, and a lot of freebies.
If you need more ideas on how to start an online or offline business you will find inspiration on ryrob.com that is run by Ryan Robinson who has been featured on Forbes, Entrepreneur, and Business Insider. Without a doubt, the articles 65 Genius Ways How to Make Money Online Legitimately (on the Side) in 2020 and 101 Best Side Business Ideas to Start in 2020 (While Working a Full-Time Job) are two of the most complete guides for those who wish to earn significantly more money.
If there are so many chances then why are there so many people who cannot pay off their debts? The reasons vary and depend on personality. Someone is happy with the life they live, there are some who do not believe they can risk it and win, whereas others like to complain and do not invest their money and time. However, I can assure you that if you want, you can better control your finances and be satisfied with your life. Just as an example, being a minimalist is becoming more and more popular. Do you really need all of the things you buy or plan to buy? Are you tired of hustle culture? If you want to dig deeper and see what being a minimalist means, here is an amazing YouTube channel from a vlogger who has already started the life she wanted to have – Simple Happy Zen